For All Your Needs

A new television or a computer for your kid, vacation or marriage plans, or even house modifications...You will feel the support of Koopbank with Consumer Loans for all your needs, you will easily realize your dreams with terms that best fit your budget.

Choose a loan by checking our alternatives specifically meant for you, you too live the privilege of working with Koopbank!

Koopbank’s Individual Loans’ features:

• You benefit from the possibility of a Consumer Loan term that can be lengthened up to 36 months.
• You can make use of a credit in either TL or foreign currency types (STG, USD and EURO).
• Anybody who has a regular and sufficient income which can be documented is eligible to get a Koopbank Consumer Loan with a bail (guarantor, or vehicle or immovable mortgage).
• With the help of flexible payment, you can either determine your repayment amount, or you can make higher or less repayments at certain periods, or you can increase or decrease your repayments gradually.
• The loan interest rate which is calculated on the decreasing loan amount only at the end of the year gives you the opportunity to decrease your debt but also prevents you from making additional payments on interest.
• At your own appreciation, you can decide to clear your debt before term without any additional payment.
• Life insurance is provided to the person contracting a loan for the duration of its repayment.

How much installment payment will I make?

Fees and interest pertaining to Consumer Loan can be found in the interest and fees section. Moreover, you can take advantage of Calculation Tools for calculations regarding repayments.

If you wish, you can easily make your loan repayments by Automatic Payment Request, but also through 600 02 02 Telephone Banking and our Internet Branch. 

How can I apply?

In order to become a Consumer Loan owner, you can file an application by stopping by your nearest branch with the documents indicated below together with these documents’ photocopies,

When can I know about the outcome of my application?

Your Consumer Loan application will be reviewed as soon as possible. Credit application evaluations take at least one week.

Documents required for application (original and a photocopy of each)

• Photocopies of (the application owner and if any the guarantor’s) ID cards
• (Application owner and if any the guarantor’s) income documents
  • A photocopy of the last payroll for wage workers
  • A photocopy of their pay book for retired workers
  • Photocopies of title deed and lease agreement in case of rental income (Upon review our bank reserves the right to request additional documents and guarantee)

For Consumer Loan interest rates click here.